The Future of
Global Commerce
UNI Token (UNIC) is a life-friendly utility token on Cofinex CNX-20 blockchain, connecting 10,000+ community members with real-world commerce, staking rewards, and Mastercard-compatible spending power.
Commerce Meets Blockchain
UNIC isn't just a token — it's the economic backbone of a real-world commerce ecosystem, bridging blockchain infrastructure with everyday business for over 10,000 community members.
What is UNIC?
UNIC (UNI Token) is a CNX-20 utility token built on the Cofinex blockchain, issued by U&I Group in the Republic of Korea. It serves as the settlement and reward currency for a life-friendly global commerce network — enabling direct purchases, staking returns, cross-border payments, and real-world spending via a Mastercard-compatible Copay Card.
Our Vision
We envision a world where cooperative economic communities operate with full on-chain transparency, where international commerce flows without banking friction, and where every participant is fairly rewarded for their contribution to the ecosystem — automatically, via smart contracts.
Token Utility
UNIC drives real utility: purchase goods in the U&I network, pay at 90M+ Mastercard merchants globally, earn staking rewards up to 15% p.a., receive transaction fee distributions, and use UNIC as a cross-border settlement currency — all governed by CNX-20 smart contracts.
U&I Happy Friends
Community & Commerce
10,000+ registered members with active online/offline operations, product distribution, and member benefit programs powered by UNIC.
Novablis Co., Ltd.
Eco-Friendly Manufacturing
Certified eco-friendly product manufacturer registered with Korea Public Procurement Service and Ministry of National Defense.
JL Science Research
Biotechnology & R&D
34 patents, 198 international papers, 14 FDA-registered substances. Led by Dr. Lee Jae-heon, PhD Biotechnology (Univ. of Nebraska).
Park Golf Course
Leisure & Sports — H2 2027
Full-service leisure facility planned for H2 2027 accepting UNIC as payment with full Copay Card integration for all-ages sport experiences.
Eight Ways UNIC Works for You
From everyday spending to cross-border commerce and passive staking income — UNIC delivers utility at every touchpoint of the modern financial ecosystem.
Direct Purchase
Use UNIC to purchase products within the U&I Group network without currency conversion fees or intermediary delays.
Cofinex Copay Card
Spend UNIC at over 90 million Mastercard-accepting merchants worldwide via Cofinex's Mastercard-compatible Copay Card.
ATM Cash Access
Access cash at Mastercard ATMs globally through the Cofinex Copay Card integration, bridging crypto and everyday finance.
Staking Rewards
Earn up to 15% p.a. in staking rewards from the dedicated 100M UNIC Staking Pool, subject to protocol conditions.
Transaction Rewards
Active UNIC participants receive a defined portion of network fees redistributed automatically via CNX-20 smart contracts.
Cross-Border Commerce
Efficient international payments within the Cofinex ecosystem at significantly reduced fees versus traditional banking.
Commerce Network
Operate storefronts within the 10,000+ member U&I network, using UNIC as settlement currency for real-world trade.
Smart Contracts
Payments, staking, and reward workflows execute automatically via CNX-20 smart contracts — no intermediaries required.
UNIC Token Flow
All flows governed by CNX-20 smart contracts
Fixed Supply, Designed to Last
500 million UNIC tokens with a structured allocation and vesting schedule to prevent market concentration and ensure long-term ecosystem health.
Staking Rewards Note: UNIC staking rewards of up to 15% p.a. are distributed from the Staking & Interest Pool allocation. Rewards are subject to ecosystem participation levels, protocol conditions, and pool availability. They do not constitute guaranteed returns.
Building Tomorrow's Commerce Layer
A clear five-phase journey from token genesis to a global physical merchant network across Asia.
Genesis — Token Launch
- UNIC official launch — May 21, 2026
- Cofinex Global Exchange listing
- UNIC Wallet — iOS & Android
- Staking rewards programme activation
Commerce & Card Integration
- Cofinex Copay Card integration
- U&I shopping network launch (10,000+ members)
- Smart contract deployment for transaction rewards
- Cross-border payment corridors via Cofinex
Global Expansion
- International merchant onboarding
- Multi-language platform (EN, KO, JP, ZH)
- Secondary exchange listing applications
- Novablis eco-product marketplace
Ecosystem Deepening
- JL Science product tokenisation pilot
- Community governance framework
- Enhanced DeFi features
- U&I Mission Society on-chain donation portal
Leisure & Long-Term Growth
- Park Golf Course launch with UNIC payment
- Physical UNIC merchant network across Asia
- Cross-brand loyalty programme
- Protocol v2.0 upgrade
Built on Real Foundations
UNIC is backed by operating businesses, transparent blockchain infrastructure, and regulatory compliance — not just promises.
On-Chain Transparency
Every UNIC transaction is permanently recorded on the Cofinex CNX-20 blockchain, creating an immutable audit trail and eliminating trust deficits common in traditional cooperative models.
Real Business Backing
UNIC is supported by established operating businesses — U&I Happy Friends (10,000+ members), Novablis (defense-listed manufacturer), and JL Science (198 international papers, 14 FDA-registered substances).
Non-Custodial Ownership
UNIC holders maintain full self-custody at all times. Your assets, your keys — no centralized custodian risk.
Regulatory Compliance
Issued by U&I Group under South Korean corporate law, compliant with Korea's AML/KYC requirements and VASP registration standards.
Proven Ecosystem
Not just a token — an entire commerce ecosystem with active merchants, real product revenue, and a Mastercard-backed payment card ready at launch.
Cpu
Cofinex CNX-20 uses Delegated Proof-of-Stake for high throughput, low fees, and energy-efficient validation — built for real-world scale.
Leadership Team
Cho Sung-moon
Chairman, U&I Group
Architect of UNIC global commerce ecosystem strategy
Kim Jeom-sun
Director, U&I Group
Senior executive overseeing group operations & community welfare
Dr. Lee Jae-heon
Director, JL Science
PhD Biotechnology · 34 patents · 198 international papers · 14 FDA substances
Park Nu-ri
CEO, Novablis Co.
Led defense procurement listing, drives product innovation & blockchain integration
The Full Technical Vision
Dive deep into UNIC's architecture, tokenomics, legal framework, and ecosystem design in the official English and Korean whitepapers.
UNIC
UNI TOKEN
Official Whitepaper
English & Korean Editions
v1.0 — May 2026
U&I Group · Republic of Korea
Cofinex CNX-20 · May 2026
What's Inside
Executive Summary
Token overview, key specifications, blockchain details, and launch timeline for UNIC on Cofinex CNX-20.
Problem & Solution
Analysis of traditional cooperative economic model failures and how UNIC's on-chain infrastructure resolves opacity, cross-border costs, and reward inequity.
Token Utility & Ecosystem
Detailed breakdown of all eight utility features, token flow diagrams, and partner company profiles with verified business credentials.
Tokenomics & Vesting
Full 500M supply allocation with percentage breakdowns, cliff periods, and linear vesting schedules to prevent market concentration.
Technology Stack
CNX-20 standard, smart contract architecture, DPoS consensus, non-custodial wallet infrastructure, and Mastercard partnership details.
Legal & Compliance
Korean corporate law compliance, KYC/AML policies, VASP registration, token classification, and comprehensive risk disclosure.
Fully On-Chain, Fully Transparent
All UNIC token transfers are publicly verifiable on the Cofinex blockchain scanner — no hidden transactions.
Token Name
UNI Token
Symbol
UNIC
Blockchain
Cofinex CNX-20
Total Supply
500,000,000 UNIC
Standard
CNX-20
Launch Date
May 21, 2026
Common Questions
Everything you need to know about UNIC, from tokenomics to technology and legal compliance.
Join the UNI Movement
10,000+ members already participating in the U&I ecosystem. Be part of the next generation of cooperative global commerce.
Twitter / X
@unitoken
Follow for announcements, roadmap updates, and ecosystem news.
Telegram
t.me/unitoken
Join the global UNIC community for live discussion and support.
Discord
discord.gg/unitoken
Connect with developers, stakers, and commerce network members.
Ready to Join the Ecosystem?
UNIC launches on May 21, 2026 on Cofinex Global Exchange. Be among the first to stake, trade, and use UNIC for real-world commerce across the U&I network.